Telcoin 2025 Roundup: Banking Charter and Network Progress

Telcoin built impressive momentum in the first half of 2025, securing major regulatory victories while advancing its mission to bridge telecommunications with decentralized finance. Between January and July 21, 2025, the mobile-focused blockchain platform hit significant milestones across banking regulation, strategic partnerships, and network development.

The project's biggest win? The GENIUS Act became law on July 18, which created a federal framework for dollar-backed stablecoins. This breakthrough, combined with progress on its Nebraska banking charter application, positions Telcoin at the forefront of regulated blockchain innovation in the United States.

Regulatory Breakthroughs Shape Telcoin's Banking Future

The regulatory landscape shifted dramatically in Telcoin's favor during the first half of 2025. Multiple policy developments now support the project's banking ambitions.

Nebraska Digital Asset Bank Charter Moves Forward

Nebraska regulators gave Telcoin conditional approval in Q1 2025 to establish Telcoin Bank—America's first Digital Asset Depository Institution. The charter allows the company to issue bank-backed stablecoins and deliver blockchain-powered financial services under full regulatory oversight.

By mid-year, Telcoin confirmed steady progress toward full approval. The company emphasized its commitment to compliance and interoperability standards. This includes an official update around July 10 changing the bank's name to "Telcoin Digital Asset Bank," further solidifying its regulatory foundation. Local Nebraska media spotlighted Telcoin Bank's potential to revolutionize finance on June 5, highlighting the institution's role amid evolving crypto regulations.

This Nebraska charter goes beyond simple regulatory approval. It provides the foundation for Telcoin's vision of creating regulated Digital Cash stablecoins that operate seamlessly across borders while maintaining full compliance with U.S. banking laws.

GENIUS Act Provides Federal Stablecoin Framework

The passage of the GENIUS Act created a watershed moment for both Telcoin and the broader cryptocurrency industry. Strong bipartisan support carried the legislation through the House in a 308-122 vote on July 17. President Trump signed it into law the following day.

Telcoin leadership praised the act as "a landmark moment and clear confirmation that crypto innovation in America is here to stay." The federal framework for dollar-backed stablecoins directly supports Telcoin's strategy to leverage its Nebraska charter for building bank-issued stablecoins designed for borderless finance.

CEO Paul Neuner and President of Banking Operations Patrick Gerhart have championed crypto-friendly banking policy throughout the year. In February, they welcomed the Federal Reserve's policy adjustment that removed reputation-based barriers for crypto banks. Neuner has also authored opinion pieces advocating for crypto-backed digital cash as a tool to revitalize community banking across America.

Broader Policy Environment Improves

April brought additional optimism as Telcoin expressed enthusiasm for the SEC's evolving approach to digital assets. The company noted the growing bipartisan alignment in Washington and highlighted its own leadership role in shaping discussions on stablecoin policy.

These regulatory developments create ideal conditions for Telcoin's expansion plans, particularly as the company prepares to launch its Alpha Mainnet and expand its Digital Cash stablecoin offerings.

Strategic Partnerships Expand Global Reach

Telcoin strategically aligned with key players across telecommunications, fintech, and emerging technology sectors to broaden its market presence and technical capabilities.

Energy and Mobility Platform Launches with Powerhive

At Mobile World Congress 2025 in March, Telcoin announced a groundbreaking partnership with Powerhive to create the world's first blockchain-powered platform for financing energy and mobility assets in emerging markets. The collaboration uses Telcoin's regulated Digital Cash stablecoins to enable real-time investments and payments.

Plans include a Kenyan shilling (eKHS) stablecoin, demonstrating Telcoin's commitment to creating localized financial solutions for underserved markets. This approach aligns with the company's mission to deliver accessible financial services through mobile technology.

Gaming Integration with The Game Company

During Q1 2025, Telcoin partnered with Dubai-based cloud gaming pioneer The Game Company to integrate blockchain payment rails into a global gaming platform. This integration allows seamless storage and transfer of gaming winnings in TEL, ETH, or Telcoin stablecoins, targeting the rapidly expanding mobile gaming sector.

The gaming partnership showcases Telcoin's versatility beyond traditional financial services, demonstrating how blockchain-based payments can enhance user experiences across diverse digital platforms.

Telecommunications Industry Engagement

Beyond its major partnerships, Telcoin has deepened relationships across the telecommunications sector through several key initiatives:

• Viettel Group discussions: Executives met with the operator spanning 11 countries to explore validator partnerships on the Telcoin Network
• Rwanda banking workshop: Co-led a February workshop with the National Bank of Rwanda and African partners on blockchain for cross-border payments
• GSMA whitepaper contribution: Contributed to the May publication on stablecoin adoption by telecommunications companies, highlighting faster payments and infrastructure benefits

Network Development and Product Enhancements

Telcoin made substantial progress on its core infrastructure and user-facing products, positioning the platform for broader adoption and enhanced functionality.

Telcoin Network Alpha Mainnet Preparation

A significant code freeze for the Alpha Mainnet occurred on May 5, 2025, setting the stage for launch in the coming months. The Telcoin Network is an Ethereum-compatible blockchain secured by GSMA mobile operators, specifically designed to enable DeFi applications for mobile users worldwide.

July marked the launch of a pilot testnet with mobile network operators, which tested critical components including staking mechanisms, validator operations, bridging functionality, and reward distribution systems. The company targets a Beta Mainnet launch by year-end, which will unlock multiple value streams including transaction fees and establish $TEL as the network's native gas token.

This network development represents years of planning and coordination with telecommunications partners, creating a unique blockchain infrastructure that leverages existing mobile operator relationships.

Digital Cash Stablecoins Enter Limited Markets

On March 1, 2025, Telcoin launched its Digital Cash stablecoin system in limited markets. These multi-currency stablecoins, including eUSD, form the backbone of on-chain remittances, merchant payments, and blockchain banking services.

The stablecoins aim to create what Telcoin calls the "Internet of Money"—a system providing 1:1 native payment rails globally. This infrastructure supports the company's vision of seamless cross-border financial services accessible through mobile devices.

Wallet and Security Improvements

The Telcoin Wallet V4.0 launched in February, serving as a comprehensive gateway for sending, storing, and swapping over 100 digital assets across DeFi protocols. The wallet simplifies cryptocurrency interactions with phone number-based transfers and provides 24/7 customer support.

On May 30, Telcoin achieved SOC 2 Type I certification, confirming that its security controls meet industry best practices for data protection and threat response. This certification strengthens user confidence and supports the company's regulatory compliance efforts.

The platform also introduced a Stake & Refer program, allowing users to stake TEL tokens to earn trading fee shares and participate in Telcoin Association governance elections.

Industry Presence and Community Growth

Telcoin significantly expanded its industry visibility through strategic conference appearances and media engagement throughout the first half of 2025.

Major Conference Participation

Telcoin maintained a strong industry presence throughout the first half of 2025 with strategic appearances at major events:

• Mobile World Congress 2025 (February-March): Largest-ever company presence showcasing partnerships and future developments
• TOKEN2049 Dubai (April-May): Web3 and fintech networking focused on emerging market opportunities
• KBCC2025 Kenya (June): Booth presence highlighting Web2 to Web3 transformation in Africa
• DIGITAL BANKING 2025 (June): CEO Paul Neuner keynote on the future of digital finance
• Permissionless New York (July): Leadership discussions on growing blockchain banking optimism

Media Coverage and Thought Leadership

CEO Paul Neuner has been active in industry discussions, participating in interviews on SmartEconomyPod and Block Headz in May to discuss stablecoin development and regulated banking approaches. The company received coverage in major financial publications, including American Banker and Sherwood News, with Neuner emphasizing the role of stablecoins in transforming global payments.

Telcoin expanded its social media presence by joining Bluesky in June, broadening its community engagement channels. Industry observers have noted speculation around potential major exchange listings for TEL following the company's Q1 achievements.

Frequently Asked Questions

What is Telcoin's Nebraska banking charter and why is it significant? Telcoin received conditional approval to establish the first Digital Asset Depository Institution in Nebraska, enabling the company to issue bank-backed stablecoins under full regulatory oversight. This charter positions Telcoin as a pioneer in regulated crypto banking.

How does the GENIUS Act impact Telcoin's business model? The GENIUS Act provides a federal framework for dollar-backed stablecoins, supporting Telcoin's strategy to create regulated Digital Cash stablecoins through its Nebraska banking charter for borderless financial services.

When will the Telcoin Network Alpha Mainnet launch? Following development milestones including a May 5 code freeze and pilot testing with mobile network operators, Telcoin targets an Alpha Mainnet launch in the coming months, with full Mainnet launch planned by year-end.

Looking Ahead

The first half of 2025 established Telcoin as a leader in regulated blockchain innovation, particularly at the intersection of telecommunications and decentralized finance. Regulatory progress, strategic partnerships, and network development create a strong foundation for expanded growth in the second half of the year.

Key upcoming milestones include the launch of the Alpha Mainnet, continued progress on the Nebraska banking charter, and the broader rollout of Digital Cash stablecoins. As the Telcoin Network approaches launch and Digital Cash stablecoins expand to additional markets, the project continues building the infrastructure for a more inclusive global financial system.

Learn more at telco.in and follow @telcoin for the latest updates.

Sources:

• The White House: President Signs GENIUS Act into Law
• American Banker: Stablecoin Regulation and Banking Innovation
• GSMA: Mobile Operator Blockchain Infrastructure Whitepaper
• Reuters: Digital Asset Banking Charter Developments
• Sherwood News: Stablecoin Partnerships and Market Analysis
• Nebraska Department of Banking: Charter Name Change Request