Xrp Whales Now Hold Their Biggest Stack Since 2018

Large XRP holders are sitting on their biggest collective position in roughly seven years. According to on-chain analytics firm Santiment, whale wallets now hold 45.83 billion $XRP, worth approximately $68.5 billion at current prices. The level of accumulation is the highest recorded since May 2018.

Whales Keep Buying Through Volatility

Wallets holding at least 10 million XRP control around 68.5% of the total circulating supply. Santiment data shows 332,230 wallets now hold at least 10,000 XRP, the highest count on record. That cohort has been growing uninterrupted since June 2024, when XRP traded near $0.50, and has continued adding wallets through the July 2025 cycle peak and the 2026 drawdown.

Historically, growth in mid-to-large XRP wallets signals rising conviction among longer-term participants rather than short-term speculation. The trend is notable because XRP has spent much of 2026 trading below previous highs, suggesting many holders are accumulating during periods of weakness rather than chasing breakouts.

Wallets holding 1 million or more XRP have added a net 42 new addresses since the start of 2026, per Santiment. That is the first increase in that tier since September 2025, and those wallets accumulated 1.2 billion XRP tokens in Q1 2026 alone, the highest quarterly figure since 2023.

Price Approaches Key Resistance

The buying surge comes as XRP tests a critical price level. XRP has spent much of 2026 grinding between $1.30 and $1.50, with price action struggling to break out of this range. The token remains a battleground between whale accumulation and bearish chart patterns, with traders focused on a sustained close above $1.50.

XRP whale outflow dominance on Binance recently hit 91.4%, the highest reading since 2024. Similar readings in October 2024 preceded a 525% rally from $0.50 to over $3, and the June 2025 reading preceded a 71% climb to the $3.65 cycle high. Whether history repeats will depend largely on broader institutional participation, which remains tied to regulatory developments in the United States.

Sources:
247 Wall St: XRP Whale Wallets Hit Record High
Benzinga: XRP Whale Traders Hit All-Time High
247 Wall St: XRP Whale Outflow Dominance on Binance