Chainlink Enables Compliant Cross-Chain Access to Over $380M in Regulated Money Market Funds

Chainlink and Spiko Break New Ground

Chainlink and Spiko announced a major integration to enable Spiko’s $380 million in regulated onchain money market funds to operate securely and compliantly across multiple blockchains.

This is made possible through Chainlink’s Cross-Chain Interoperability Protocol (CCIP) that reportedly brings seamless and secure interoperability to regulated assets. The funds, already approved by France’s AMF and held with a global depositary bank, are among the first traditional financial instruments to achieve true cross-chain operability under a compliance-first architecture.

Institutional-Grade Money Market Funds Go Cross-Chain

Spiko’s tokenized money market funds—EUTBL and USTBL—are backed by euro- and dollar-denominated treasury bills. Until now, these regulated assets were largely siloed. Through Chainlink CCIP, they can now move freely across blockchain networks while still respecting regulatory boundaries.

What makes this integration different is its full-stack compliance enforcement. Every transfer undergoes identity verification and jurisdictional checks before it’s approved. If a transaction doesn’t meet preset compliance rules, it’s automatically rerouted to a recovery wallet for return or review. That means no misplaced funds, no unauthorized trades, and no compliance gaps.

Paul-Adrien Hyppolite, CEO of Spiko, said,

“By integrating CCIP, we’re extending our tokenized money market funds across chains while maintaining the compliance and operational standards required by institutional investors.”

Trusted Security and Real-Time NAV Reporting

Spiko already uses Chainlink SmartData to report real-time Net Asset Value (NAV) for its funds. Adding CCIP creates a complete foundation for both transparency and scalability. Fund operations can now be automated, cross-chain distributions can be secured, and NAV can be continuously reported—all in real time.

The architecture allows institutions to enforce rules across any blockchain. This includes KYC/AML verification, regional restrictions, and asset-specific constraints. Most importantly, it eliminates the need for repetitive compliance checks across different platforms.

This drastically reduces operational costs while improving security and trust. Chainlink CCIP also prevents transaction errors by ensuring that only approved addresses can receive regulated assets. In the event of an error, the funds are returned safely.

Chainlink Becomes the Backbone of Compliance

This integration comes just a day after Chainlink unveiled one of its most ambitious frameworks to date—the Automated Compliance Engine (ACE). Designed for both traditional finance and DeFi, ACE introduces a programmable, privacy-preserving compliance layer that works directly at the smart contract level.

With ACE and CCIP now working in tandem, Chainlink is effectively offering a complete solution for onchain finance—handling cross-chain communication and regulatory compliance under one system.

Chainlink co-founder Sergey Nazarov emphasized the magnitude of this evolution:

Chainlink co-founder Sergey Nazarov described ACE as the last essential piece required to unlock the $100 trillion in institutional capital waiting to enter digital markets.

ACE and CCIP Are the Future of Regulated Digital Assets

Built on the Chainlink Runtime Environment (CRE), ACE introduces compliance as programmable infrastructure. Its components—like the Cross-Chain Identity Framework (CCID) and Policy Manager—allow institutions to create and manage rules dynamically, based on evolving regulations.

Together with CCIP, institutions now have the tools to launch tokenized products that can move cross-chain and stay compliant across jurisdictions.et manager is moving institutional-grade capital across chains using Chainlink.