Bitget Wallet Integrates XRP Ledger to Bring RLUSD and XRP Payments to 90M Users

Bitget Wallet has added the XRP Ledger (XRPL) as a key payments partner, giving its 90 million users direct access to XRP and RLUSD transactions, cross-chain swaps, and on- and off-ramp support for Ripple's stablecoin. The integration embeds XRPL as a payment rail inside one of the largest non-custodial crypto wallets globally.

What Is the Bitget Wallet and XRPL Integration?

The XRP Ledger was built specifically for payments. Transfers on XRPL settle almost instantly and cost a fraction of a cent, making it one of the more practical blockchain networks for moving money across borders at scale.

Bitget Wallet's integration connects XRPL directly to its existing payments infrastructure, called the Onchain Payments Matrix. That system links blockchain networks with banks, card systems, and merchant payment rails. By embedding XRPL into this layer, Bitget Wallet is positioning the network to handle retail-level transactions, not just exchange settlement.

RLUSD, Ripple's dollar-pegged stablecoin, sits at the centre of the integration. It is designed to support cross-border transfers and digital commerce, and the Bitget Wallet tie-up broadens its retail distribution significantly.

What Users Can Do Right Now

From within the Bitget Wallet app, users can already access the following:

• Send and receive XRP and RLUSD directly on the XRP Ledger mainnet
• Cross-chain swaps for XRP, RLUSD, and other assets across multiple blockchain networks
• On- and off-ramp support for RLUSD, allowing movement between fiat and stablecoins

What Is Coming Soon

The integration roadmap includes additional features that connect XRPL assets to traditional financial infrastructure:

• Crypto card payments using XRPL assets
• QR-based merchant payments
• Bank transfer settlement

These upcoming features would place XRPL inside the same payment pathways that everyday consumers already use, sitting alongside card networks and bank rails rather than operating separately from them.

Why Does This Matter for RLUSD and the XRP Ledger?

Stablecoins have steadily moved beyond crypto trading desks. Global stablecoin transaction volumes crossed $33 trillion in 2025, with a growing share coming from retail-sized everyday payments rather than large institutional transfers. RLUSD's inclusion in a wallet with 90 million users is a meaningful step in that direction.

"Crypto wallets are evolving into full financial interfaces," said Alvin Kan, COO of Bitget Wallet. "By integrating with the XRP Ledger and providing access to Ripple's stablecoin, RLUSD, we're expanding our payment infrastructure connecting blockchains, stablecoins, and traditional rails so digital assets can move more easily between onchain systems and real-world commerce."

Brett Mollin, Executive Director of the XRPL Foundation, pointed to the retail reach as the key outcome. 

"Bringing XRP and RLUSD to 90 million users who are already using crypto to pay, save, and transact in daily life is exactly the kind of retail reach the ecosystem needs."

To support adoption, Bitget Wallet is running limited-time reward programs for RLUSD users, aimed at lowering barriers for first-time stablecoin users and expanding liquidity across XRPL-based applications.

How Does This Fit Bitget Wallet's Broader Strategy?

This XRPL integration is part of a wider push by Bitget Wallet to make self-custodial wallets functional beyond trading. About a month before the XRPL announcement, the wallet integrated DT One's global telecom infrastructure, letting users pay for mobile airtime and data plans in more than 170 countries directly with stablecoins like USDT and USDC.

Before that, in December, Bitget Wallet introduced social login using Google, Apple ID, or email. The feature removes the need for a 12-word recovery phrase while keeping full control of private keys through a Trusted Execution Environment (TEE), a protected hardware zone inside modern devices where keys are generated, stored, and used without ever being exposed to the main operating system.

Conclusion

The Bitget Wallet and XRP Ledger integration gives RLUSD and XRP direct access to a retail user base of 90 million people through a non-custodial wallet. Mainnet transactions and cross-chain swaps are live now, with crypto card payments, QR merchant payments, and bank transfer settlement in the pipeline. For the XRP Ledger, which was designed from the ground up for fast, low-cost global payments, the integration adds meaningful retail distribution at a time when stablecoin use in everyday payments is growing steadily.

Resources

1. Bitget wallet on X: Post on April 1

2. Press release by Bitget: Bitget Wallet Brings XRP Ledger and RLUSD Stablecoin Payments to its 90M Users

3. Bitget Wallet’s official website: General info

4. Bitget Wallet on X: Announcement (Dec. 4)