Get paid in stablecoins, spend on Mastercard: Zebec rolls out payroll on Stellar

Streaming Salaries on the Blockchain

@Zebec_HQ has launched enterprise payroll infrastructure on @StellarOrg, allowing employers to stream salaries and contractor payments in stablecoins directly to workers' wallets. The move marks the first native deployment of Zebec's streaming payroll system outside of the Solana network, and positions Stellar as the backbone of Zebec's global payroll expansion.

Rather than waiting for scheduled pay cycles, employees receive compensation continuously, by the second. From their wallets, they can spend via Zebec's Mastercard-linked debit cards at over 100 million merchants worldwide, or convert funds to local currency through a global payout network. Zebec's platform already processes more than $500 million in annual payroll volume across its multichain infrastructure, using USDC and EURC as its primary settlement assets.

Why Stellar, and What Comes Next

The choice of Stellar is deliberate. The network was purpose-built for cross-border payments and processes hundreds of thousands of transactions daily, including more than 250,000 USDC transactions. Transaction costs typically run below one cent, making continuous, high-frequency payment streams economically practical at scale.

The rollout is phased. Core payroll functionality comes first, with full global payout rails to follow, including fiat on-ramps, off-ramps, and integrations with remittance networks. Zebec's tie-up with MoneyGram means workers will eventually be able to cash out streaming payroll to physical fiat at more than 450,000 locations globally. An HR dashboard for managing global teams is built into the product.

Per Zebec, several European institutions and multinational employers are already in final testing on the platform. If those pilots convert, on-chain payday could move from a fintech pitch to a standard operating procedure for cross-border teams.

Sources:
Zebec: Zebec Brings Streaming Payroll to Stellar
Circle: Zebec Network scales real-time stablecoin payroll and payouts with USDC and EURC
BingX: What Is Zebec Network (ZBCN) for Streaming PayFi and How Does It Work?