Stellar just landed institutional tokenized gold and is putting its own treasury behind it

@matrixdock, Asia's leading real-world asset tokenization platform, has expanded its tokenized gold product XAUm to the @StellarOrg network. As part of the deal, the Stellar Development Foundation is making a direct investment in XAUm as part of its on-chain treasury diversification, reinforcing XAUm's role as a reserve-grade asset for institutional treasuries.

What Is XAUm and How Is It Backed?

Each XAUm token is backed 1:1 by 99.99% purity LBMA-accredited physical gold, securely stored with custodians Brink's and Malca-Amit. Reserves are independently audited by Bureau Veritas, the same firm that verifies the world's largest gold ETFs, with Stellar smart contracts audited by OtterSec and Runtime Verification.

XAUm has grown to rank among the top four tokenized gold products globally and is Asia's largest, with over 88,000 unique on-chain addresses and 730,000 lifetime transactions across its ecosystem.

On Stellar, XAUm will be integrated with the Stellar DEX liquidity pools and lending markets, with on-chain liquidity support provided by Wave Digital Assets. XAUm-dedicated deposit vaults will also be launched, enabling institutional clients to deposit, hold, and earn XAUm natively.

Stellar's RWA Momentum Builds

The XAUm expansion arrives as the total value of real-world assets and stablecoins on the Stellar network reaches $3.35 billion, a figure that includes tokenized treasury products and fiat-backed stablecoins. The milestone underscores Stellar's accelerating push to bridge traditional finance with blockchain infrastructure.

The Matrixdock deal follows a May 2026 collaboration between the Stellar Development Foundation and the Depository Trust and Clearing Corporation (DTCC), which announced plans to connect its tokenization service to the Stellar network as part of a broader multi-chain strategy.

Sources:
Matrixdock official press release via PR Newswire
Stellar network RWA market cap surpasses $3 billion, Crypto Briefing