Telcoin to Expand US Access With Kraken Listing

Telcoin's native token $TEL will begin trading on Kraken on January 22, 2026, at 14:00 UTC, expanding access to the token that powers the Telcoin Network's telecommunications blockchain infrastructure. The listing follows Telcoin's recent regulatory approval as the first U.S.-chartered digital asset bank and the December 2025 launch of its eUSD stablecoin.

What Does The Kraken Listing Mean For Telcoin?

Kraken announced the listing in a statement emphasizing Telcoin's alignment of mobile networks around a shared blockchain standard. According to Telcoin, the listing represents "expanding US access to the token powering the telecommunications blockchain standard."

Kraken's regulated infrastructure matches Telcoin Association's stated mission of uniting mobile operators around shared blockchain infrastructure to connect billions of users on Telcoin Network. The exchange has built a reputation for listing projects with regulatory clarity, making it a logical fit for Telcoin following its November 2025 Nebraska banking charter approval.

Who Is Telcoin And What Makes It Different?

Founded in 2017, Telcoin operates at the intersection of blockchain infrastructure and telecommunications networks. The company focuses on delivering low-cost financial services, particularly payments and cross-border remittances, through partnerships with mobile network operators.

The platform currently works with more than 200 mobile network operators globally and supports over 2 million wallet users. Most activity occurs on Polygon due to lower transaction costs compared to Ethereum mainnet.

The Telecommunications Blockchain Standard

Telcoin's approach centers on partnering directly with mobile carriers rather than competing with them. These mobile network operators, often called MNOs in the telecom industry, provide the distribution channels for Telcoin's financial services. This model aims to reach users in markets where traditional banking infrastructure remains limited or expensive.

Recent Regulatory Milestones

On December 26, 2025, Telcoin formally began banking operations with the launch of eUSD, a U.S. dollar-pegged stablecoin backed 1:1 by cash reserves. The stablecoin launched on both Ethereum and Polygon with an initial mint of $10 million.

This marked the first time a U.S.-chartered bank issued a dollar-backed stablecoin directly onto public blockchains. The launch followed regulatory approval from the Nebraska Department of Banking and Finance in November 2025.

Key structural differences set eUSD apart from existing stablecoins:

• Bank-issued structure: eUSD comes from a U.S.-chartered bank subject to state banking supervision, unlike USDC or USDT which are issued by private companies outside the traditional banking system
• On-balance-sheet reserves: Backing reserves sit directly on the bank's balance sheet rather than with third-party custodians, reducing counterparty risk
• Regulatory framework: The stablecoin operates under laws designed specifically for payment stablecoins, not adapted money transmission regulations

Nebraska's Digital Asset Framework

Telcoin Digital Asset Bank received its charter under the Nebraska Financial Innovation Act of 2021. This law created a new category called digital asset depository institutions, which can custody digital assets, issue stablecoins, and process payments but cannot engage in traditional lending.

The framework requires institutions to maintain full reserves and meet strict capital standards. Telcoin raised approximately $25 million in October 2025 to meet these capitalization requirements.

How Does This Expand US Market Access?

The Kraken listing provides a regulated on-ramp for U.S. users seeking exposure to $TEL. Before this listing, U.S. access to the token was more limited compared to international markets.

Trading begins at 14:00 UTC on January 22, with Kraken supporting standard trading pairs. The exchange serves millions of verified users in the United States and maintains registrations with federal agencies including FinCEN.

For Telcoin, the listing aligns with its broader push into regulated U.S. markets following the eUSD launch and Nebraska charter approval. The company operates under both state and federal oversight, including the federal GENIUS Act passed in mid-2025, which established national standards for payment stablecoins.

Conclusion

Telcoin operates as the first U.S.-chartered digital asset bank with active stablecoin issuance capabilities on public blockchains. The platform maintains partnerships with over 200 mobile network operators across 171 countries and supports more than 2 million wallet users. Through its Nebraska charter, the company issues eUSD stablecoins on Ethereum and Polygon under full regulatory supervision, with $10 million currently in circulation. The Kraken listing provides regulated U.S. market access to $TEL, the native token that powers cross-border remittances and payments through Telcoin's telecommunications-based blockchain infrastructure.

Resources

Telcoin on X: Posts (January, 2026)

Press release by Telcoin 1: Telcoin Begins Digital Asset Banking Operations with Launch of eUSD Stablecoin

Press release by Telcoin 2: Telcoin Makes U.S. Banking History with Approval to Launch the First Regulated Digital Asset Bank

Report by Fintech Global: Telcoin raises $25m to launch regulated digital asset bank