Moonpay Just Released A Debit Card For AI Agents

What Is the MoonAgents Card?

@MoonPay has officially launched the MoonAgents Card, a virtual Mastercard debit card purpose-built for AI agents. The product allows AI agents and users to spend stablecoins directly from onchain wallets, converting them into fiat at the point of payment. Unlike existing stablecoin card products, most stablecoin debit cards are not designed for AI agents and often require users to preload funds or move assets offchain before spending — a friction point the MoonAgents Card is built to eliminate.

Transactions are executed by linking a self-custodial wallet to a virtual card, where a smart contract momentarily accesses the user's stablecoin balance for real-time authorization and funding via Monavate's infrastructure, with funds automatically returned if a transaction is declined and wallet custody remaining fully under user control.

The launch is part of a new card issuance agreement between MoonPay, Monavate, and Exodus Movement, a self-custodial wallet provider. Mastercard says the product works across more than 150 million locations where its cards are accepted worldwide.

A New Layer for Agentic Commerce

This launch builds on MoonPay's AI-focused infrastructure, including MoonPay CLI — which has processed more than four million tool calls with accelerating adoption — and MoonPay Agents, which supports autonomous workflows secured via hardware signing.

The new card builds on MoonPay Agents, a non-custodial software layer that gives AI agents access to wallets, funds, and onchain transactions. Once a human user completes identity checks and funds a wallet, an AI agent can trade, swap tokens, and now route spending through the Mastercard-branded card.

MoonPay CEO Ivan Soto-Wright framed the launch as closing the last gap in the agentic payments stack. "Agents are already managing wallets, executing trades, and moving value onchain. The one thing they couldn't do was spend at a merchant. Now they can," he said.

The MoonAgents Card is available today through MoonPay CLI in the UK and LATAM, with US and EU availability planned in the coming months. Identity verification is required before card issuance.

The rollout reflects a broader shift across the payments industry. Last month, Binance founder Changpeng "CZ" Zhao said AI agents will make one million times more payments than humans and will use crypto. Coinbase co-founder and CEO Brian Armstrong also said that very soon there will be more AI agents than humans making transactions, adding that they can't open a bank account but they can own a crypto wallet.

Stablecoin transaction volume reached $33 trillion in 2025, up 72% year over year, with supply surpassing $300 billion. Industry analysts project stablecoin supply will grow another 56% in 2026, reaching roughly $420 billion, with agentic payments cited as a key growth driver.

Sources:
The Block — MoonPay launches stablecoin debit card for AI agents on Mastercard network
PR Newswire — MoonPay Official Press Release
MoonPay — Why Agentic Payments Are The Future of AI and Crypto

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