Huma Finance Picks Chainlink Ccip As Exclusive Cross-Chain Infra For $12 Billion Payfi Network
Huma Finance has selected Chainlink CCIP as the exclusive cross-chain infrastructure for its PST yield product and future offerings, citing security as the primary driver — a decision made weeks after the $293 million KelpDAO LayerZero bridge exploit.
Security Drives the Decision
@humafinance has selected @chainlink's Cross-Chain Interoperability Protocol (CCIP) as the exclusive cross-chain infrastructure for its PST yield product and all future yield offerings — choosing it over LayerZero and other alternatives following a formal security review. Co-founder Richard Liu (@DrPayFi) stated that security is the first requirement for scaling real-world payment financing onchain.
The timing is notable. The decision comes roughly two weeks after the KelpDAO bridge exploit on April 18, in which attackers drained approximately $293 million in rsETH from a LayerZero-powered bridge — the largest DeFi hack of 2026. According to a Chainalysis post-mortem, the attack exploited a single-verifier configuration on KelpDAO's LayerZero bridge, with attackers — preliminarily linked to North Korea's Lazarus Group — poisoning RPC nodes to forge fraudulent cross-chain messages and siphon funds. The incident highlighted the systemic risks that come with inadequately hardened cross-chain infrastructure.
What CCIP Brings to the PayFi Network
Huma Finance operates as a PayFi (Payment Finance) network, using blockchain and stablecoins to provide instant liquidity for real-world payments such as cross-border settlements. The protocol has surpassed $12 billion in cumulative onchain transaction volume, with more than $170 million in active liquidity across over 100,000 users. CCIP will be used to bridge Huma's Solana-based yield assets into the broader multi-chain ecosystem.
On the technical side, each CCIP bridge lane is secured by a minimum of 16 independent node operators. Chainlink's CCIP is designed so that both the observation and validation layers are decentralised across multiple independent operators, with architecture built to mitigate reliance on any single observer, endpoint, or infrastructure provider. Beyond bridging, Huma is also integrating Chainlink Data Feeds and Data Streams to power markets for its PST product.
The move reflects a broader trend of protocols gravitating toward CCIP following high-profile bridge failures. Chainlink's infrastructure underpins tens of trillions in onchain transaction value and connects over 60 public and private blockchains through a single integration — a track record that appears to have been central to Huma's evaluation.
Sources:
CoinDesk — Kelp DAO exploited for $292 million (April 2026)
Chainalysis — Inside the KelpDAO Bridge Exploit
Chainlink Blog — CCIP: The Secure and Decentralized Cross-Chain Standard
Related News:
Chainlink's Recent Breakthroughs and Updates — BSCN
Chainlink Powers Falcon Finance as USDf Becomes Natively Cross-Chain — BSCN
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Author
Jon WangJon studied Philosophy at the University of Cambridge and has been researching cryptocurrency full-time since 2019. He started his career managing channels and creating content for Coin Bureau, before transitioning to investment research for venture capital funds, specializing in early-stage crypto investments. Jon has served on the committee for the Blockchain Society at the University of Cambridge and has studied nearly all areas of the blockchain industry, from early stage investments and altcoins, through to the macroeconomic factors influencing the sector.