This guide reveals the best online baccarat casinos available to players in the United States. We won’t just show you where to play baccarat online for real money. Our article explains the rules, the different baccarat variations and offers tips to improve your win rate.

Top Sites To Play Online Baccarat for Real Money in the USA

Before we do anything else, let’s run through the best online baccarat casinos for players in the USA.

• Wild Casino - Best Overall
• Bet US - No ID Verification
• SuperSlots - Fast Payout Casino
• BetOnline - Most Trusted Casino Site
• HighRoller - New Baccarat Casino
• PayDay - Best Baccarat Bonuses
• SportsBetting AG - Low-stakes
• Stake US - Top Sweepstakes Casino

 Having seen our list of quality online baccarat casinos, you’ll want to learn more about each one. Check out the following reviews to discover why we rate them so highly.

Wild Casino - Best Baccarat Casino For US Players

Next on our list of the country’s finest online baccarat casinos, we have a site that launched back in 2017. With a reputation for paying out extremely quickly – often on the same day, when using the cryptocurrency – Wild Casino is understandably a popular no verification casino to play baccarat. 

Live dealer baccarat tables, as well as roulette and blackjack, are supplied by Visionary iGaming and Fresh Deck Studios. While in the classic casino, you can use your sizable $5,000 welcome bonus on a number of intriguing variations. Check out Dragon Baccarat, for instance, with its popular side bet.

Key Strengths

• ✔️ Nice variety of baccarat games
• ✔️ Live dealer tables with a wide range of limits
• ✔️ $5,000 welcome bonus
• ✔️ Ultra-fast casino payouts

SuperSlots - Fast Payout Casino For Baccarat

As you’ll deduce from this casino’s name, SuperSlots began life as a slots site. Founded in 2020, it’s expanded quickly, and the library of 800+ titles now features a wide range of other popular games. This includes a fast payout casino, and a full live dealer casino, which naturally accommodates several baccarat tables. 

The range of promotions is a key reason for its presence among the best online baccarat casinos. You’ll begin your SuperSlots journey with a welcome offer of up to $6,000. But regulars can enjoy frequent reload bonuses, cashback rebates, friend referral rewards and much more besides.

Key Strengths

• ✔️ Enjoy live dealer and classic baccarat games
• ✔️ Bursting with rewarding promotions
• ✔️ Over 700 slots in the library 
• ✔️ 24/7 support

BetOnline - Most Trusted Casino Site For Baccarat

No compilation of top online baccarat casinos would be complete without a mention of one of Bovada's sister sites - BetOnline. Launched in 2003 as a sportsbook, it’s now one of the best all-round gambling sites accepting US players. As such, you can enjoy poker tournaments, more than 700 slots and dozens of table games.

Among the extensive library of casino games, you’ll find RNG baccarat titles produced by BetSoft, Rival and Dragon Gaming. There are also a number of live dealer tables available. Be sure to tell your buddies about BetOnline, as it also offers a lucrative refer-a-friend bonus.

Key Strengths

• ✔️ Baccarat games from six different suppliers
• ✔️ Cryptocurrency-friendly
• ✔️ Play poker and bet on sports
• ✔️ Rewarding friend referral bonus

HighRoller - Newest Baccarat Casino USA

A sister site of Wild Casino, HighRoller Casino is one of the best USA casinos that accept UK players and it boasts a similar catalog of more than 800 slots and table games. Naturally, a selection of baccarat titles is present, including Ultimate Baccarat and High Roller Baccarat.

Not many online baccarat casinos offer a welcome bonus that’s as flexible as HighRoller Casino. The impressive $8,000 package is split into two parts, and you can choose how you receive the first $4,000. What’s more, there are regular table game tournaments and cashback deals, too.

Key Strengths

• ✔️ Generous and flexible $8,000 welcome package
• ✔️ Regular tournaments with sizable prize pools
• ✔️ 10% weekly cashback rebate
• ✔️ Guaranteed withdrawals in 48 hours

PayDay - Best Baccarat Bonuses

Founded in 2023, PayDay is one of the newest online baccarat casinos available to US-based players. Although the casino can’t guarantee you a big payday, it can promise same-day cryptocurrency withdrawals and a wide variety of entertaining games. It is a new BetOnline sister site.

Baccarat takes its place among the 500+ titles in the library, with live dealer and traditional online casino games alike. Players also benefit from round-the-clock customer support and one of the quickest and most painless registration processes of any online gambling site. 

Key Strengths

• ✔️ Play live dealer and RNG baccarat games
• ✔️ Extremely user-friendly casino
• ✔️ Fast withdrawals via bitcoin and other cryptocurrencies
• ✔️ 24/7 live chat support

SportsBetting.ag - Low-stakes Baccarat Tables

Another top-class betting app without SSN that also offers a sizable online casino, SportsBetting.ag features a number of different blackjack variants in its library. It also boasts a plentiful supply of bonuses and promotions, starting with a $4,000 welcome pack for new casino registrants. 

Look out too for the ongoing cash tournaments, promising big rewards for players of table games. Not to mention the special monthly reload bonuses and weekly 10% rebates on losses. Like many of our top-rated online baccarat casino sites, SportsBetting.ag also facilitates cryptocurrency withdrawals, which are usually paid in under 24 hours. It is one of the most trusted no verification betting sites.

Key Strengths

• ✔️ Quick and hassle-free payouts
• ✔️ 16 different cryptocurrency payment options
• ✔️ Win extra cash playing tournaments 
• ✔️ $4,000 casino welcome bonus

Winport Casino - Best Crypto Casino For Baccarat

Set up in 2022, this Curaçao-licensed site rounds off our list of the USA’s top online baccarat casinos. Winport Casino is known for running a crazy number of ongoing reload bonuses, but the signup incentive of $7,000 isn’t bad either.

While the collection of games may not be the biggest in the country, there’s still a good selection of baccarat titles. No Commission Baccarat by Realtime Gaming is always a popular choice, while Visionary iGaming provides a number of low and high limit live dealer tables.

Key Strengths

• ✔️ $7,000 welcome offer
• ✔️ Up to 30 different reload bonuses at any time
• ✔️ Live dealer baccarat from just $1 
• ✔️ Intuitive site design

Comic Play - Baccarat Casino With High Limits

Topping our list of the USA’s best online baccarat casinos is ComicPlay. First of all, there are six classic RNG baccarat games in the library, including a No Commission variant. This is supported by Visionary iGaming’s Super 6 baccarat game in the live casino. 

However, Comic Play is our number one pic for many other reasons, starting with the massive welcome bonuses. The standard offer of $7,000 is impressive enough, but crypto users can boost this to an incredible $9,000.

Throw in the secure payment methods, 24/7 support and wide range of betting limits, and you have the perfect all-round baccarat casino.

Key Strengths

• ✔️ Good selection of baccarat games
• ✔️ Staggering $9,000 crypto welcome bonus
• ✔️ Rewarding loyalty program
• ✔️ 24/7 live chat support

Highway Casino - Highest Bonuses

Launched in 2021, Highway Casino is a close runner-up in our race to be the top online baccarat casino. It’s actually owned by the same company as Comic Play, which explains why the game library is so similar. There’s also an equally generous welcome package of $7,000.

However, this site lacks the $9,000 cryptocurrency bonus, while the theme isn't nearly as cool as Comic Play. Those minor points aside, Highway Casino remains an excellent gambling site, with fast withdrawal times and a terrific rewards program.

Key Strengths

• ✔️ Huge $7,000 welcome pack
• ✔️ Live and RNG baccarat games
• ✔️ Fast cryptocurrency payments 
• ✔️ Quick and easy registration process 

Stake.US - Top Sweepstakes Casino For Baccarat

Not all of the best online baccarat casinos have to offer real money gambling. Stake.US is a sweepstakes gaming site, where you can play all of your favorite casino games, including live dealer baccarat, just for fun. However, it’s still possible to win valuable prizes while doing so.

Opened in 2022, it’s a sister site of Stake.com, the popular international cryptocurrency casino. Stake.US borrows many of its sibling’s key features, including proprietary games, live casino tables, cryptocurrency payments and a fabulous loyalty program. 

Key Strengths

• ✔️ Play baccarat games for fun 
• ✔️ Win valuable Stake Cash rewards
• ✔️ Super-fast cryptocurrency prize redemptions
• ✔️ Live dealer baccarat tables

How We Rate the Best Online Casinos for Baccarat

Rating the best online baccarat casinos isn’t easy. It requires hours of painstaking research into dozens of factors, which is why we take care of it so our readers don’t have to. 

Still, if you’re interested in how we choose our favorite sites, the following criteria are by far the most important.

Selection of Baccarat Games

Naturally, if you’re searching for an outstanding baccarat site, the first place to start is the collection of games. It’s not enough to simply offer a single baccarat product. There should be a variety of titles in the library, giving players as much choice as possible.

We don’t just mean games supplied by different developers. It’s important to offer a mix of interesting rule variations, as well as live dealer tables and more traditional RNG casino games. 

Not everyone wants to play online baccarat games for real money, either. Free-to-play demos are always nice to see, as they offer the chance to learn the rules, test strategies and just have fun. 

Device Compatibility

There isn’t much point offering dozens of baccarat games if they’re not accessible. Most people today carry a smartphone, so we always favor casinos which focus on mobile players. 

Ideally, the brand will offer a native app for iOS and Android devices. But as long as the website is responsive, ensuring a positive experience when playing in a mobile browser, that’s a great start.

However, it’s important not to forget about the demographic who aren’t permanently attached to their phones. An intuitive desktop site is just as crucial. There’s nothing worse than trying to use a casino that’s clearly designed for mobiles while sitting at a computer. 

Bonuses and Rewards

With so many high-quality casinos around today, it can be hard for an individual brand to stand out. But a sizable welcome bonus with reasonable terms and conditions attached can be a great way to do just that.

Still, we’re not just looking for a tempting signup incentive. To make our list of top-rated online baccarat casinos, there must be plenty of ongoing rewards, too. Otherwise, there’s no reason to stick around. It would be too easy to bank the bonus and move to the next great site.

These must include deposit match reload bonuses, cash back rebates and happy hour promotions. But ideally, there should also be a structured VIP program that consistently rewards the most loyal players.

Payment Options

All good casinos understand the importance of cash to players. Firstly, you can’t even play baccarat online for real money if you have no way to make a deposit. Offering a selection of convenient, secure and accessible deposit methods is, therefore, non-negotiable. 

In addition, if there’s one thing players care about more than anything else, it’s getting paid. Obviously, for the most part, it’s a case of “the faster the better”. But don’t overlook the fact that there may be hidden fees attached to withdrawals. 

Finally, we always check to make sure that the minimum and maximum limits are fair. The top online baccarat casinos don’t exclude players with unreasonably high minimum deposit rules, or charge you for requesting smaller cashouts.

User-Friendliness

To truly be considered among the best baccarat online casinos, the site has to be easy to use. Nobody wants to jump through a million different hoops just to create an account, make a deposit or request a payout. 

In addition, it’s crucial that things are easy to find and quick to load. So an intuitive navigation menu is a must, with a clearly signposted link to the baccarat titles – or at least the wider category of table games. A search facility is also important.

Site design is also a consideration, as the chosen color scheme can impact the overall user experience. Brighter tones will strain the eyes at night, for example, while insufficient contrast can make it hard to navigate. 

Player Safety and Account Security

Finally, but perhaps the most important consideration, each of our recommended online baccarat casinos must be safe. But what exactly do we mean by that? Well, money is the obvious element here. The casino should only deal with secure and reputable payment processors, while protecting transactions with SSL encryption, for instance. 

That’s not all, though. It’s vital to ensure the casino has a license, as unregulated sites might not pay, or the games could be rigged. Look out for names like GLI, BMM Testlabs and eCOGRA, too, as these indicate that the baccarat games are independently certified as fair. 

Finally, we want to see a range of responsible gambling tools. Sadly, some people are prone to losing control when playing casino games. It’s important to help them stay safe, too.

A Short History of Baccarat

The exact origins of baccarat aren’t exactly clear. Some believe that it was inspired by Pai Gow, a game that emerged in China around 1,279 BCE. Other arguments suggest a connection to a Roman ritual involving a nine-sided die. In truth, nobody is certain, and we might never know.

However, baccarat was certainly played in Italy during the 1400s, even if we aren’t sure how it arrived there. There are stories of a croupier in Rome named Felix Falguierein, who is said to have invented the game, christening it “baccara”, meaning “zero”. 

Glitz and Glamor

From Italy, baccarat spread across Europe to France, where it became popular with the court of King Charles VIII. Its connection with the aristocracy caused a surge in popularity, as the game was perceived to be glamorous and sophisticated. 

This reputation was only enhanced by its association with James Bond during the 20th century. In land-based casinos, baccarat remains the game of choice for the highest-rolling gamblers today. 

The development of online casinos has only helped bring the game to an even wider audience. What’s more, the addition of live dealer tables to online baccarat casinos further improved the experience. Players can now enjoy live-streamed baccarat games, at a wide variety of stakes, without the need to visit a physical casino.

How to Play Baccarat 

In order to play at online baccarat casinos, you’re going to need to understand the rules. 

There are actually several forms of the game, which we’ll discuss later in this guide. However, when you’re playing baccarat as a casino table game, each variant broadly follows the same basic rules.

Rules of Baccarat 

Before any cards are dealt, bettors must decide how they want to wager. There are two main options: Banker and Player. 

These terms come from historically popular, more complicated forms of baccarat. But in the casino, they’re nothing more than names for the two hands which are about to be dealt. You just choose which one you think will win.

Alternatively, you can elect to bet on the Tie, meaning you’re rooting for both hands to end with the same score. The potential payout for this is far greater than picking Banker or Player.

Scoring 

After bets are placed, the croupier issues two cards to both hands. Their exact value determines whether or not a third card should be dealt. Regardless, at the end of the hand, the winner will be the one whose score is closest to 9.

A baccarat shoe usually contains six or eight decks. Each card from 2 to 9 inclusive is worth its face value. Aces are deemed to be 1, while picture cards and 10s are all equal to zero. 

When a hand’s total is 10 or greater, only the last digit is used. A total of 15, therefore, plays as 5.

If either starting hand is worth exactly 8 or 9, the round ends immediately. Whichever hand is the highest is declared the winner. Otherwise, a third card is dealt.

Dealing

Assuming a third card is required, the croupier will complete the Player hand first. A value of 0 to 5 means a third card should be dealt, but the Player stands on 6 or 7.

Completing the Banker’s hand depends on what happens to the Player. If the Player stands, the Banker must draw if its own hand is 0 to 5, or stand if it has 6 or 7. But if the Player drew, the value of that third card dictates what the Banker must do:

• 2 or 3: draw with 0 to 4; stand with 5 to 7.
• 4 or 5: draw with 0 to 5; stand with 6 or 7.
• 6 or 7: draw with 0 to 6; stand with 7.
• 8: draw with 0 to 2; stand with 3 to 7.
• 9 to Ace: draw with 0 to 3; stand with 4 to 7.

Baccarat Payouts

A winning bet on the Player pays even money, or 1 to 1. The odds for the Tie vary between games and casinos, but it’s usually either 8 to 1 or 9 to 1.

Traditionally, bets on the Banker are paid at 0.95 to 1, due to a 5% commission. However, many online baccarat casinos now offer commission-free games. In that case, this bet would also be paid at even money.

Popular Games at Online Baccarat Casinos

Baccarat comes in several forms. Let’s take a look at the differences between each game.

Punto Banco

If you’re playing online baccarat with real money, the chances are you’re at a Punto Banco table. Sometimes called “American baccarat”, it’s a simplified form of the original game that’s designed for casino play.

The house always plays the role of Banker and the commission is built into one specific bet. Scoring rules remain the same, however, and the shoe usually contains eight decks.

Chemin de Fer

This is the game so beloved by James Bond, an ancestor of modern-day casino baccarat that’s rarely played these days. Players compete against each other, rather than a casino, taking it in turns to act as the Banker.

Mini Baccarat

Most online baccarat casinos offer some kind of Mini Baccarat, which is pretty much the same as Punto Banco. The key difference with this version, which originated in Asia, is that the table is smaller, allowing for fewer players. Betting limits are often lower, too.

Three Card Baccarat

This unusual single deck variant isn’t found at many online baccarat casinos, but it’s certainly a fascinating twist on the original. Both hands are guaranteed three cards and the winner is the one containing the most face cards. The usual points scoring system is used to break ties.

Dragon Tiger

The best online live baccarat casinos usually offer this game, which is believed to have originated in Cambodia. Instead of Player and Banker, the hands are called Dragon and Tiger. But the main difference is that just one card is dealt.

Play Baccarat for Free

The best online baccarat casinos allow you to play free games in demonstration mode. At Comic Play, for example, you can enjoy titles such as No Commission Baccarat by Realtime Gaming without even needing to register an account.

These free-to-play casino games allow you to learn the rules of the game and try out betting strategies. Of course, you can simply play for the fun of it too, safe in the knowledge that you won’t lose any hard-earned cash. 

Here are a few of the best examples of free baccarat games at online casinos.

Live Casino Baccarat 

The introduction of live baccarat online casinos has greatly improved the experience for players. You can interact with a real dealer and your fellow players, just like you would when sitting at a table in a brick-and-mortar casino. But there’s no need to even leave the couch, let alone your house.

For many, traditional online casino games just don’t cut it any more. RNG software and crude animations aren’t a good enough substitute for hearing the “fwip” of the cards as they’re taken from the shoe. Using real equipment also allays any lingering fears about the random nature of a computer game. 

Look out for the following online live baccarat real money games, as well as their suppliers, at the best casinos.

Baccarat Tips and Strategies

Before you start playing baccarat online for real money, take heed of the following tips.

• Avoid the Tie. Although the payout looks tempting, the house edge is one of the biggest in the casino. 
• Bet on Player. The Banker bet usually offers the lowest house edge at just 1.06%. However, the 5% charge makes it slightly inferior compared to the Player.
• Try games with fewer decks. The more cards in play, the greater the house edge tends to be.
• Keep sessions brief. Learn how to quit while you’re ahead and try shorter sessions. The more you play, the closer your results will be to the house edge.
• Practice for free. Top casinos offer free-to-play demo games. Use them to devise your best online baccarat strategy for real money, before risking a penny.

Finding Baccarat Online Casinos Is Easier Than You Think

Baccarat has been an extremely popular game for centuries. However, the introduction of online casinos for real money, and particularly live dealer tables, has only helped to increase its appeal. That said, choosing the wrong site can ruin the experience completely.

Avoid that problem by sticking with our collection of the USA’s best online baccarat casinos. All of the sites featured in this guide offer rewarding bonuses with fair terms and conditions, quality customer support and secure payment methods. 

Above all, you can enjoy a plentiful supply of baccarat games. Whether you prefer live dealer tables or traditional RNG games, you won’t be short of options.

FAQ - Online Baccarat Real Money Casinos

Can you play baccarat online for real money in the United States?

Absolutely, though it depends where you’re located. Online casinos are illegal in some US states. If they’re permitted where you live, then as long as you’re at least 21 years of age, you can gamble at an online casino. Check our list of online baccarat casinos for recommendations. 

What are the best online casinos to play baccarat for real money?

We’ve recommended a number of excellent online baccarat casinos for US players right here on this page. Comic Play and Highway Casino top the list, thanks to the game selection, regular bonuses and rewards, as well as super-fast payouts. 

Can you play baccarat online for real money with no deposit?

Yes. Some real money online baccarat casinos offer no deposit bonuses, but these are increasingly hard to find. However, you can always play at sweepstakes casinos like Stake.US that offer real prizes with no need to deposit any funds.

Are there live dealer baccarat casinos in the USA?

Of course! All of the best online casinos in the United States, including those reviewed on this page, now feature live dealer table games. Our expert team currently rates Comic Play as the best casino to play live baccarat online for real money.

How do I start playing online baccarat?

It couldn't be simpler. Read our guide to the USA’s best online baccarat casinos to choose the right site for you. Create an account, make a deposit, pick up your welcome bonus and head to the lobby. Load up a baccarat game and place your bets. Good luck!

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