Goldfinch and Plume Unlock Private Credit in the Crypto Ecosystem

Plume Network has partnered with Goldfinch to bring private credit funds to the blockchain. This collaboration aims to expand the reach of institutional-grade private credit products through Plume’s Nest, a staking platform focused on real-world asset finance (RWAfi). 

By integrating Goldfinch’s Goldfinch Prime products, Plume is opening the doors for crypto-native users to access top-tier credit funds typically reserved for the wealthy. 

What Is Plume Network?

Plume is a Layer 1 modular blockchain specifically designed for Real-World Asset Finance (RWAfi). It provides an ecosystem for integrating real-world assets into the world of decentralized finance (DeFi). Plume's Nest staking platform enables users to interact with and earn yield from real-world assets in a fully composable and EVM-compatible environment. This reportedly makes it easier for individuals and institutions to access and manage diverse asset types on-chain.

Plume’s ecosystem is expanding rapidly, with over 180 protocols building on the network and a $25 million RWAfi Ecosystem Fund supporting early-stage projects. The platform’s mission is to bridge the gap between the physical economy and DeFi, allowing anyone to tokenize and distribute real-world assets globally.

The Power of Goldfinch Prime

Goldfinch, on the other hand, is a leading platform in the on-chain private credit space. It has made a name for itself by enabling the tokenization of private credit and offering institutional-grade investment products to users worldwide. With Goldfinch Prime, the platform brings together some of the world’s biggest alternative asset managers, including Apollo, Ares, Golub, and Stellus. These firms collectively manage over $1 trillion in assets.

Goldfinch Prime simplifies access to high-quality private credit through a composite product. This tokenized offering allows users to subscribe to and stream yields from private credit funds on-chain. The funds are typically hard to access for everyday investors but have been made available through blockchain technology, democratizing access and creating new investment avenues for both crypto-native users and institutional players.

Plume and Goldfinch: Bringing Private Credit Onchain

The collaboration between Plume and Goldfinch enables users of Plume's Nest platform to tap into private credit funds through Goldfinch Prime. These products, which offer sustainable yields between 10-12%, are available from some of the most respected names in the private credit industry. Users will be able to access this investment opportunity in a liquid and permissionless manner, which means anyone within the Plume ecosystem can participate, no matter their background or investment size.

The deal is a clear win for both parties. For Plume, it strengthens its staking protocol, adding institutional-grade private credit to its offerings and expanding its RWAfi ecosystem. Meanwhile, Goldfinch benefits from wider exposure, allowing it to offer its products to Plume’s growing community and strengthen its position as a leading platform in the DeFi space.

Transforming Traditional Finance with Blockchain

Private credit has become one of the fastest-growing sectors in finance, driven by increasing demand for non-bank financing. However, historically, these products have been difficult to access for all but the wealthiest investors. By bringing these private credit funds on-chain, Plume and Goldfinch seek to transform the landscape, making these investments available to a much broader audience.

What makes this partnership particularly exciting is the tokenization aspect. Blockchain technology enables the seamless integration of traditionally illiquid assets like private credit into the decentralized world. Investors no longer need to be locked into lengthy contracts or rely on traditional financial intermediaries. Instead, they can access and trade these assets in a liquid, decentralized environment.

Worth noting, Plume’s recent collaborations with Ondo Finance Superstate and Music Protocol along with a major investment from YZi Labs align with its goal to advance tokenization in the alternative asset market.